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By David Myers, Broker Associate · Nona Orlando Properties Team at Ziro Realty, LLC · Last reviewed August 13, 2026 · Contact David Myers
Lake Whippoorwill-Hart is a rural settlement of roughly 150 to 200 homes between Lake Whippoorwill and Lake Hart, on and just off Kirby Smith Road and Tyson Road. It predates Lake Nona and kept its old Florida character: acreage lots, moss-draped oaks, and zoning that allows horses. The southern edge backs up to Lake Hart and the Eagle Creek community.
There is no community pool and no central park here. What there is instead is land and water frontage: lots run from about half an acre to 10 acres, average around two, and most back to one of the two lakes. Homes were built over many years in a mix of styles and sizes, and most of what comes to market is resale. There is no HOA and no CDD assessment on the tax bill — but there is also no central water or sewer, so every home is on private well and septic.
Tropical palms and old oaks draped with Spanish moss line the roads here, and horses graze behind fences on properties that have not changed shape in decades. The new city of Lake Nona is minutes away. The Lake Whippoorwill-Hart Rural Settlement was here long before any of it, back when Narcoossee Road was two lanes.
Set between the two lakes from which it takes its name, this area has retained nearly all of its old Florida character. Most of the homes sit on acreage, most of that acreage touches water, and the area is zoned to allow horses — which is why stables are a common sight along Kirby Smith and Tyson.
| Community type | Orange County designated rural settlement (officially the Lake Hart/Lake Whippoorwill Rural Settlement), not a platted subdivision |
|---|---|
| Homes | Approximately 150 to 200 |
| Builder | No single builder — resales, with occasional custom builds on subdivided lots |
| Home styles | Built over many years in varied styles and sizes; no uniform product type |
| Lot size | About 0.5 to 10 acres; roughly 2 acres on average |
| Roads | Paved public roads; no private lanes |
| Waterfront | Most lots back to Lake Whippoorwill or Lake Hart |
| Horses | Permitted; stables common |
| Water & sewer | Private well and septic — no central water or sewer |
| Flood zone | Most parcels in FEMA Zone X or Zone AE; confirm per address |
| HOA | None |
| CDD | None — see how CDD fees work in Lake Nona |
| Location | Between Lake Whippoorwill and Lake Hart, on and off Kirby Smith Road and Tyson Road near Narcoossee Road |
| ZIP code | 32832 |
| Assigned schools | North: Village Park Elementary, Lake Nona Middle. South: Eagle Creek Elementary, Luminary Middle. Both: Lake Nona High. Assignments are set by OCPS and can change — see Lake Nona schools |
None of the usual ones — there is no community pool, clubhouse or central park, and that is the point of the place.
As a rural settlement rather than a planned community, Lake Whippoorwill-Hart has no shared amenity package and no association collecting dues to run one. What residents get instead is acreage and water: lots are far larger than typical home sites in the area, and most properties back to either Lake Hart or Lake Whippoorwill, so boating and fishing happen off the back yard rather than at a scheduled amenity. The Lake Hart chain is the recreational centre of gravity here.
See how Lake Whippoorwill-Hart compares to other Lake Nona area neighborhood amenities, and what nearby Lake Nona parks offer in place of a community one.
Between Lake Whippoorwill and Lake Hart, on and just off Kirby Smith Road and Tyson Road, both of which connect to Narcoossee Road.
The southern portion of the settlement sits between Lake Hart and the back of the Eagle Creek community, which makes the contrast easy to see from the road: gated golf-course subdivision on one side of the line, horse fencing and acreage on the other.
The growth of Lake Nona brought a great deal of convenience to a settlement that once had none: shopping, schools and entertainment are all now within a short drive. Just down Tyson Road you will find Lake Nona High School, the Whippoorwill Center, Tyson's Corner Shopping Plaza (including the all important Chick-fil-A), the Bravo Supermarket anchored Shoppes at Nona Place, Valencia College and the Lake Nona Landing Shopping Center, which includes a Lowe's, Walmart Supercenter and Sam's Club.
School zoning splits north and south. The northern section is zoned for Village Park Elementary and Lake Nona Middle; the southern section is zoned for Eagle Creek Elementary and Luminary Middle. Both sections feed Lake Nona High. Assignments are set by Orange County Public Schools and can change, so confirm zoning for the specific address before you rely on it.
The street-level view below is the fastest way to understand the scale of the lots and the character of the roads.
There is no standard home here — they were built over many years in different styles and sizes, on lots from about half an acre up to 10.
Because the settlement was never platted and built out as one subdivision, the housing stock varies from modest older homes to large custom builds, and age and condition vary just as widely. Two properties on the same road can be a generation apart. If you are looking to live in a quiet corner of Orlando without giving up what the city offers, a drive through the area is worth your while — the differences between one parcel and the next do not show up in a listing photo.
Some homes sit on lots smaller than current rules would allow for a new dwelling. Those parcels predate the 1991 rural settlement designation and are legal as they stand, which is why a search can turn up a sub-two-acre sale in an area otherwise defined by acreage.
The majority of available homes are resales. Occasionally an owner will subdivide their land, creating vacant lots on which to build, so new construction happens here one parcel at a time rather than in phases. Subdividing is constrained by Orange County's rural settlement density rules, so a large parcel cannot simply be split into as many lots as it will hold — check the current limit for a specific property before buying land to divide. Buyers who want to build should treat it as a custom build project rather than a production-builder purchase.
No HOA dues and no CDD assessment — but well, septic, acreage upkeep and flood insurance move the cost back the other way.
Lake Whippoorwill-Hart is one of only two Lake Nona area neighborhoods with neither a homeowners association nor a Community Development District. That is a genuine and permanent cost advantage over most of the planned communities nearby, where a CDD assessment rides on the annual property tax bill for decades. It is not the whole picture, though.
Costs that replace the ones you are not paying. Every home here is on private well and septic. Inspect both during due diligence, and budget as an owner for pump service, drain-field maintenance and eventual replacement — there is no utility to call. Acreage also has to be maintained, and two to ten acres of it is a different proposition from a quarter-acre yard.
Flood zone changes the math per address. Most parcels fall in FEMA Zone X or Zone AE. Zone AE carries a flood insurance requirement on a federally backed mortgage; Zone X generally does not. Two homes on the same road can carry materially different annual costs because of it, so confirm the zone and ask for an elevation certificate before you write an offer.
No CDD here, but that is not the Lake Nona norm. If you are comparing this settlement against neighborhoods that do carry one, read how CDD fees work in Lake Nona first so you are comparing the full carrying cost rather than the list price.
Buyers who want land, water and horses inside the Lake Nona school and shopping footprint, and who are comfortable owning their own infrastructure.
Acreage in this settlement trades rarely and rewards knowing which parcels are worth waiting for. Call/Text David Myers at 407.801.3286 or get in touch here to talk through what is available and what to check before you write an offer.
The settlement sits between Lake Whippoorwill and Lake Hart in the Lake Nona area of Orlando, FL 32832. It is mainly composed of homes on or just off Kirby Smith Road and Tyson Road, both of which connect to Narcoossee Road. The southern portion sits between Lake Hart and the back of the Eagle Creek community.
Lots run from about half an acre up to roughly 10 acres, with the average around two acres. That range is the defining fact about the settlement: there is no single standard lot here the way there is in a platted subdivision, so what you can do with the land varies enormously from one property to the next. Some of the smaller lots predate the 1991 rural settlement designation and are legal as they stand even though current density rules would not allow a new dwelling on a parcel that size.
Approximately 150 to 200 homes. The area is not a platted subdivision with a fixed lot count, and the number shifts slowly as owners occasionally subdivide larger parcels.
No. As a rural settlement, there is no central park and no community pool. The trade-off is land and water: home sites here are far larger than typical home sites in the area, and most residents have boating and fishing access because the majority of properties back to either Lake Hart or Lake Whippoorwill.
Yes. The area is zoned for allowing horses, and stables are a common sight on properties throughout the settlement.
Most are. The settlement runs between the two lakes it is named for, so the majority of homes back to either Lake Hart or Lake Whippoorwill.
No. Homes here are on private well and septic. That is normal for an Orange County rural settlement, which sits outside the county's Urban Service Area where central water and wastewater are generally not provided. Budget for well and septic inspection during your due diligence, and for ongoing maintenance and eventual replacement as an owner.
No. Lake Whippoorwill-Hart does not have a CDD (Community Development District), so there is no CDD assessment added to the annual property tax bill. That is a cost advantage over many other Lake Nona neighborhoods, which do carry a CDD.
No. Lake Whippoorwill-Hart is not a homeowners association community, so there are no HOA dues. It also means there is no architectural review and no community rules on what a neighbor may keep, park or build on their own acreage. Orange County rural settlement zoning still governs how the land is used, but there is no association layer on top of it.
Most parcels fall in FEMA Zone X or Zone AE. Zone AE carries a flood insurance requirement on a federally backed mortgage and Zone X generally does not, so the designation materially changes the carrying cost of one property versus another on the same road. Confirm the zone and the elevation certificate for any specific address before you write an offer.
Homes here have been built over various years in different styles and sizes rather than by one builder in one phase. There is no single uniform product type, which is part of what separates the settlement from the planned neighborhoods around it.
The majority of available homes are resales. Occasionally an owner will subdivide their land, creating vacant lots on which to build, so custom construction happens here one parcel at a time rather than in phases. Subdividing is constrained by Orange County's rural settlement density rules, so a large parcel cannot simply be split into as many lots as it will hold. Check the current limit for a specific property before buying land to divide.
The northern section is zoned for Village Park Elementary and Lake Nona Middle, and the southern section is zoned for Eagle Creek Elementary and Luminary Middle. Both sections are zoned for Lake Nona High School. School assignments are set by Orange County Public Schools and can change, so confirm zoning for a specific address before you rely on it.
Just down Tyson Road you will find Whippoorwill Center, Tyson's Corner Shopping Plaza, the Bravo Supermarket anchored Shoppes at Nona Place, Valencia College, and the Lake Nona Landing Shopping Center, which includes a Lowe's, Walmart Supercenter and Sam's Club.
32832. That is one of the two ZIP codes covering the Lake Nona area of southeast Orlando.
It came first, and it cannot grow. The rural settlement was here long before Lake Nona, back when Narcoossee was a two-lane road. Orange County designated it a Rural Settlement in its 1991 Comprehensive Plan specifically to preserve the development pattern that already existed, and county policy prohibits new rural settlements or expansions of existing boundaries. The supply of acreage here is fixed.
David Myers 407-801-3286
Your Lake Nonahood Expert
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