Lake Nona Homes With No HOA

Most of the Lake Nona area was master-planned, which means most of it has a homeowners association. If you want to park a boat or an RV, paint the house whatever colour you like, or build without a design committee reviewing the plans, the list of places to look is short — but it exists.

Below are the currently listed homes in the Lake Nona area with no HOA, an optional one, or a low fee. They are mostly older, on larger lots, in the pockets that predate the master plan.

Where to Look, and How Free You Actually Are

"No HOA" is not one thing in the Lake Nona area — it comes in three degrees.

• Lake Whippoorwill & Lake Hart — no HOA
• Isle of Pines — optional HOA
• Live Oak Estates — low HOA fee

Lake Whippoorwill and Lake Hart is the genuine article: no association, no dues, no architectural review. Acreage lots on land that was rural long before the master plan existed.

Isle of Pines has an optional HOA. You are not required to join, and membership brings community amenities and events rather than rules imposed on your property. That suits people who want the neighbourhood without the mandate.

Live Oak Estates does have an association, but the fee is small next to most of the area — and multi-acre homesites with room for an RV or a boat.

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A Note about the listings below:

These listings are pulled direct from the MLS and some properties may have been keyed in incorrectly showing no or optional HOA when in fact, they do have an HOA fee. Please contact us to confirm.